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Automobile

Prestige Insurance agents work diligently to provide a Florida state auto insurance coverage that suits your needs while saving you money. We understand that no one’s perfect. Life happens, which is why it’s important that you plan ahead with reliable automobile insurance that will give you adequate property, liability and medical coverage in the case of a car accident.

We take the necessary time to understand our clients, their needs, and their lifestyle before conducting extensive research to find the best discounts and most competitive rates on today’s market. Price is determined by more than just the level of coverage you seek. There are several factors, including:

  • Your Driving Record
  • Your Age
  • How Extensively You Drive
  • Car Make, Year, and Model
  • Your Credit Score
  • Where You Live

Once you fill out a Quote form, our knowledgeable and friendly insurance agents will contact you, or you can reach out to our team directly at (239) 263-3455!

Homeowners

If you’re searching for homeowners insurance, look no further! Prestige Insurance lives up to its name by providing our clients with the best options Florida insurance companies have to offer.

Although it’s not required, homeowners insurance in Florida is highly recommended. In fact, most lenders require you to sign up for it when financing a home. This policy protects your home and belongings in the event of certain damages or natural disasters. This can include a vast array of causes, including fire, hail, explosion, riots, theft, vandalism, falling object, and other damages. However, it’s important to note that most homeowners insurance packages do not cover flooding. There are separate policies that specifically cover this sort of natural disaster.

The pricing for homeowners policies vary based on several factors, such as:

  • The Home’s Size
  • The Home’s Condition
  • The Property’s Location
  • Your Credit Score

Let our professional and experienced agents use the data you provide within our online Quote Form to help find you the best coverage at a competitive price that fits your budget. Once you fill out our form, one of our agents will contact you, or you can reach us directly at (239) 263-3455!

Flood

Flood insurance is a necessity here in southwest Florida, which is why Prestige Insurance makes it a point to offer its clients several options. Although dubbed the Sunshine State, residents of Lee County and Collier County are no strangers to hurricanes and storms. For most of Florida, flooding is a very real and very costly risk. In fact, flooding is the number one natural disaster in the United States.

Flood insurance is a separate policy not covered under homeowners insurance, which means that a separate policy is necessary to protect your home and assets from this sort of natural disaster. Don’t wait for disaster to hit before you take preventative measures

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Our Prestige Insurance agents will walk you step by step through evaluating your home’s flood zone and determining the coverage that is right for you, while scouring for the best pricing and discounts available for you. Simply fill out our free quote form, or give our experienced and friendly team a call at (239) 263-3455.

Umbrella

Umbrella insurance isn’t just “another add-on.” An umbrella policy is an inexpensive and necessary security that covers your homeowners insurance and automobile insurance to ensure your assets are truly protected. Prestige Insurance provides its Florida clients with umbrella insurance options to cover extra liabilities that may occur in the event of a major claim or lawsuit that exceeds the limitation of your core insurance policies.

For example, if you find yourself responsible for a costly automobile accident where you’re expected to pay for a victim’s losses, your insurance coverage may not cover the full bill. In this case, your umbrella policy would step in to cover the remaining expenses. Such liabilities may include:

  • Bodily Injury
  • Property Damage
  • Mental Anguish
  • Slander, Libel, or False Imprisonment
  • Other Personal Liability

Reach out to our trusted Prestige Insurance agents today to learn more. Simply fill out one of our Quote Forms or contact us by phone at (239) 263-3455.

Renters

While you may not own the house, apartment or condo you live in, you can still protect the assets you keep inside from theft, fire, explosion, or other natural disasters through renters insurance. Even if the property owner has homeowners insurance, it doesn’t cover your losses.

Protect what you own. Prestige Insurance assists Florida residents in Collier County and Lee County in finding a renter insurance policy that suits their needs. In order to determine a price for renters insurance, an inventory of your property must be completed to help quantify the value of what’s being covered.

Not sure where to start? One of our experienced and friendly insurance agents are ready to take your call at (239) 263-3455 and answer any questions you may have and get you on the path to peace of mind.

Watercraft and Boat

The glorious part about living in Florida is that you’re never more than 60 miles away from the nearest beach. If you’re like many Florida residents, you own a boat, jetski, or watercraft that you can enjoy the marine atmosphere all year long, but are you and your property insured?

Watercraft and Boat Insurance is a lot like auto insurance. It covers you in cases of theft, damages, and medical costs that can stem from an accident or incident. Even if you’re a “safe captain,” you can’t control everything that happens out on the water. Life is full of the unexpected, which is why it’s important to have coverage.

Contact us at (239) 263-3455 or fill out a Quote Form and one of our resourceful Prestige Insurance agents will be in touch to help you find the coverage you need. We pride ourselves on ferreting out quality insurance options while striving to match your budget, so why wait? You never know what happens tomorrow. Give us a call and protect yourself today.

Motorcycle

Eleven percent of all roadway accidents in the United States involve motorcycles. With so many risk factors, including other drivers, it’s imperative that you and your motorcycle are protected. Prestige Insurance provides Florida motorcycle insurance options to Lee County and Collier County residents that are comprehensive and affordable.

If your motorcycle is stolen, damaged, or you find yourself in an accident that totals your motorcycle and injures you or another victim, motorcycle insurance will help cover the costs. There are many programs you can choose from for your coverage, as well as discounts depending on your circumstances.

Contact one of our knowledgeable and professional insurance agents at (239) 263-3455 or fill out a quote form to receive more information on how Prestige Insurance can help you.

Life Insurance

If there’s one thing life can guarantee us, it’s that we can’t predict everything. Plan ahead with Prestige Insurance’s Florida life insurance – a preventative way to protect your family and assets through flexible estate planning. Sorting out the details now will provide peace of mind for both you and your loved ones.

Our experienced and thorough insurance agents will work closely with you to define and meet your coverage goals. In order for us to do so, we do require clients to fill out a Quote Form that will give us the background information necessary to serve you best.

If you have questions regarding a life insurance policy or would like more information about how life insurance can help you, our friendly staff is available at (239) 263-3455 to help. We currently serve clients in the Lee County and Collier county areas of Southwest Florida. Give us a call!

Business and Commercial

Are you a business owner? Do you live in Florida? Then Prestige Insurance is here to help you find the Business and Corporate Insurance policy that suits you best.

Whether you’re a small business or a large corporation, our experienced and knowledgeable staff can help you with commercial auto insurance, workers compensation, general liabilities and umbrella policies that will keep your company protected.

Our online quote forms will provide our Florida insurance agents with the information they require to research several policy options while seeking competitive pricing that is within your company’s budget. Give us a call today at (239) 263-3455.